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Modern Payment Processing Solutions for All Business Types

A clearer path to merchant services, built for business owners. Bring your business details, owner information and supporting documents together in one guided application.

Explore card and ACH services, submit your application for review, and keep track of every next step.

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  • 5/5

  • #2,150

One place for your applicationBusiness detailsRequired documentsReview & updates

A simpler way to move your business forward.

Credit Card Processing
SeamlessCheck merchant services

Card processing starts with your business.

• One guided merchant application
• Business and owner information in clear steps
• Required documents organized in one place
• Application updates and requests in your dashboard

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ACH Services
SeamlessCheck merchant services

Explore ACH services for your business.

• Tell us about your banking and processing needs
• Provide the applicable bank verification documents
• Include previous processing history when available
• Review the details before submitting your application

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From application to answer

A clear path forward.

Create your account

Start with your email and account details.

Complete your application

Add business, owner and banking information.

Provide your documents

Follow the requirements and review your information.

Track the review

See updates and respond to requests from your dashboard.

Come prepared

The essentials for your application.

Requirements depend on your business and processing history. Your application brings the applicable items together.

Business information

Legal business name, address, ownership type, industry and tax ID / EIN.

Owner information

Details and a Drivers License for each owner.

Supporting documents

Formation documents, bank verification and bank statements, plus a processing statement if you have processing history.

A Bank Statement is required for every application. A Processing Statement is only required if you have previous processing history.

Customer stories

What our customers say.

  • SeamlessChex has been an invaluable addition to our company. It has drastically reduced the time to receive. — Alim Sunderji, COO @Sleeptronic
  • Every small business needs Seamless ACH! Seamless ACH's allowed me to send and receive payments quickly, securely, and reliably. — Jeff Swersky, Owner @Jeff Swersky Consulting
  • SeamlessChex has made it easy for our business to receive funds the next day from our clients. — Tiffany Kapp, Managing Partner @Custom Business Solutions
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  • Seamless ACH allows us to easily request one time and recurring rent payments from our tenants. — Sam Katz, Executive Director @Roxann Realty
  • SeamlessChex helped us solve one of the crucial problems we were having as a business: recurring payment to vendors. — Justin Mitchell, Founder, Owner @SoFriendly
  • Excellent service! Sending invoices with Seamless ACH has significantly reduced A/R by letting our customers pay online. — Sam Ende, CPA @Raich Ende Malter & Co.
  • We have over 90 locations and Seamless Chex helps us collect out money faster, easier and more efficiently. — Phil Levi, Credit & A/R Manager @Parts Authority, Inc.
  • Very reliable verification and great customer service. Customer Support is always responsive and available. — Rory Marks, Managing Partner @Central Diligence Group
  • eCheck verification has reduced returned checks for our clients by 63% resulting in thousands saved on bank fees. They also offer A+ developer support! — J.W. Epply, CEO @Connected.co
  • Thanks to the insightful advice and great service offered by the team at Seamless Merchant, our ecommerce business operates more efficiently. — Hakan Lindskog, Chief Operating Officer, NeuroHacker Collective
  • Seamless Merchant has been great at keeping our payment processing fees at an absolute minimum. — Jared Lubel, President @Ruby & Jenna
  • Seamless Merchant has been a great asset to our organization for the past 5 years. They are always quick to respond and a pleasure to work with. — Marek Zribko, Manager @Omar Mediterranean Cuisine
  • As a business owner, Seamless ACH has helped to significantly reduce the number of checks we have to put in the mail, which has saved us on postage and time spent. — Clifford Parker, CEO @Parker Insurance

Frequently Asked Questions

How do I apply?

Start an account, complete the guided application, provide the applicable documents, then review and submit your information.

What documents might I need?

Drivers License for each owner, Articles of Incorporation or applicable formation documents, a voided business check or bank verification letter, and a Bank Statement. A Processing Statement is also required if you have processing history.

Can I include multiple owners?

Yes. The application supports multiple owners and identification documents for each owner.

How can I track my application?

Your merchant dashboard shows the current application status, updates and any required actions.

What happens if more information is needed?

The review team can request information or a replacement document. You can respond and resubmit without starting the entire application again.

Does submitting an application guarantee approval?

No. Submission starts the review process. An authorized reviewer makes the final decision and may request more information first.

Get Started — It’s Easier Than You Think

Bring your business information together and take the next step.

Start application